TWU Local 567
DWH IOC

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  • STOP GIVING MONEY BACK TO THE COMPANY!
    Updated On: Oct 19, 2017

    CBA Language on 401k/SuperSaver

    Article 40:

    (Paragraph i)

    (2)  Employees who are automatically enrolled into the $uper $aver Plan, will be enrolled at an employee-deferral rate of 3% pre-tax contribution.   

    (3) The Company, subject to any laws limiting the amount of benefit which can be contributed to or accrued under a plan qualified under Section 401(a) of the Internal Revenue Code of 1986, as amended from time to time, and its regulations, will, for each employee who has at least one year of Eligibility Service, contribute to the $uper $aver Plan on a pre-tax basis for each Plan Year as an Employer Matching Contribution 100% of the aggregated amount of the employee’s Employee Before-tax Contributions and employee’s Employee Designated Roth Contributions,

    up to a total amount of 5.5% of an employee’s Eligible Compensation

    Based on a salary of $100k for comparison, if you are accepting the company deferral rate of 3% only and not contributing at least 5.5%, you are leaving $2500 on the table annually.

    If you are not contributing 5.5% to your 401k/Supersaver, you are giving money back to the company!


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